How To Open PPF (Public Provident Fund) Account in ICICI Bank Online ?

How To Open PPF Account Online in ICICI Bank ?

दोस्तों आज के इस पोस्ट में हम आपको ऑनलाइन ICICI Bank में अपना PPF Account खोलना सिखाएँगे, ताकि आप घर बैठे-बैठे अपना PPF Account खोल सकें | तो दोस्तों यदि आप यह जानना चाहते हैं तो फिर हमारी इस पोस्ट को अंत तक पूरा पढ़ें | जैसा की दोस्तों आप सभी जानते ही होंगे कि इससे पहले हमने आपको ऑनलाइन SBI Bank में अपना PPF Account खोलना और अपने PPF Account के Balance और Statement को Check करना भी सिखाया था | ताकि SBI Bank में भी आपको PPF Account खोलना आ सके | अब उसके बाद दोस्तों आज हम आपके लिए अपनी इस पोस्ट को लाएँ हैं, ताकि आपको ICICI Bank में भी अपना PPF Account खोलना आ सके | वैसे दोस्तों कोई भी व्यक्ति ICICI Bank में अपना PPF Account खोल सकता है | 

लेकिन इसके लिए आपको अपनी नज़दीकी बैंक शाखा में जाना ज़रूरी है | लेकिन अगर आपके पास Net Banking है तो आप यह काम घर बैठे-बैठे ही कर सकते हैं | ICICI Bank में Net Banking के ज़रिए PPF Account खोलना बहुत ही आसान है और यह काम कोई भी व्यक्ति आसानी से कर सकता है | इससे आप अपने पैसों को सही जगह निवेश कर सकते हैं और अपने आने वाले कल को और ज़्यादा बेहतर बना सकते हैं | वर्तमान समय में बहुत से लोग इस स्कीम का फायदा उठा रहे हैं और आप भी चाहें तो इसका फायदा उठा सकते हैं |

तो चलिए दोस्तों अब आपका ज़्यादा समय बर्बाद ना करते हुए हम आपको ICICI Net Banking के ज़रिए Online अपना PPF Account खोलना सिखाते हैं | लेकिन उससे पहले यदि आप PPF के बारे में जानना चाहते हैं तो हमारी इस वाली को ज़रूर पढ़ें - What is PPF (Public Provident Fund) Account in Hindi ?

Step By Step Procedure To Open PPF Account Online in ICICI Bank -

Step 1. सबसे पहले आपको ICICI Bank की Net Banking में User ID और Password डालकर Login करना होगा |

how to open ppf account online in icici

Step 2. Login करने के बाद आपको My Accounts पर Click करके "PPF Accounts" Option पर Click करना होगा |

how to open ppf account online in icici bank

Step 3. इसके बाद अगली स्क्रीन में आपको "Open Now Button" पर Click करना होगा |

can i open ppf account online in icici bank

Step 4. अब PPF Account खोलने के लिए आपको कुछ Details भरनी होंगी और Proceed Button पर Click करना होगा |

open online ppf account in icici bank

जो Details आपको यहाँ भरनी है, वो कुछ इस प्रकार है - 
  • 1.) Select Your Debit Account.
  • 2.) Enter Initial Deposit Amount (Min.100 & Max.1,50,000)
  • 3.) Enter Your Pan Card Number.
  • 4.) Enter Your Aadhaar Number.

  • 5.) Select State (Where You Choose To Open Account).
  • 6.) Select Branch (Where You Want To Open Account).
  • 7.) Agree Terms & Conditions.

Step 5. उसके बाद आपको अपनी सभी Details को दोबारा से Verify करके "Proceed Button" पर  Click करना होगा |

open ppf account online icici

Step 6. अगली स्क्रीन में आपको अपने Aadhaar Card को Verify करने के लिए Generate OTP पर Click करना होगा |

open ppf account online icici bank

Generate OTP Button पर Click करते ही आपके Aadhaar Registered Mobile Number पर एक OTP आएगा |

Step 7. अब आपको अपने Aadhaar Registered Mobile Number पर आए हुए OTP को डालकर Submit करना होगा |

ppf account in icici bank online

Step 8. Aadhaar Verify करने के बाद PPF Account Opening Request को Confirm करने के लिए Proceed पर Click करें |

steps to open ppf account in icici

Step 9. अब आप Online ICICI Bank में अपना PPF (Public Provident Fund) Account Open कर चुकें होंगे |

how to open ppf account in icici

तो इस तरह से आप Net Banking का इस्तेमाल करके Online ICICI Bank में अपना PPF Account खोल सकते हैं |

उम्मीद करते हैं आप समझ गए होंगे - How To Open PPF (Public Provident Fund) Account in ICICI Bank Online.

इसके अलावा दोस्तों यदि आप चाहें तो हमारे निचे दिए गए पॉपुलर पोस्टों को भी पढ़ सकते हैं - 

Public Provident Fund (Amendment) Scheme, 2016

The Scheme introduced by the National Savings Organization in 1968 to mobilize small savings. The Scheme offers an investment avenue with decent returns coupled with income tax benefits. Salient features of the Scheme are as follows:

1. Eligibility Of Opening PPF Account 

Individuals in their own name as well as on behalf of a minor can open the account at any Branch. As per extant instructions, opening of PPF accounts in the name of Hindu Undivided Family is not permitted.

2. Investment Limits in a PPF Account

A minimum of Rs.500.00 subject to a maximum of Rs.1,50,000 per annum may be deposited. The subscriber should not deposit more than Rs.1,50,000 per annum as the excess amount will neither earn any interest nor will be eligible for rebate under Income Tax Act. The amount can be deposited in lump sum or in a maximum of 12 installments per year.

3. Duration of Scheme in PPF Account

Original Duration is 15 years. Thereafter, on application by the subscriber, it can be extended for 1 or more blocks of 5 years each.

4. Rate Of Interest in PPF Account

The rate of interest is determined by Central Govt. on quarterly basis. At present it is 7.6% per annum with effect from 01.01.2018. Interest is calculated on the minimum balance( in PPF Account) between 5th day and end of the month and is paid on 31st March every year.

5. Loans And Withdrawals in PPF Account

Loans and withdrawals are permitted depending upon the age of the account and balances as on the specified dates.

6. Tax Benefits Of PPF Account

Income Tax benefits are available under Sec 88 of IT Act. Interest income is totally exempt from Income Tax. Amount outstanding to the credit is fully exempted from Wealth Tax also.

7. Nomination in PPF Account

Nomination facility is available in the name of one or more persons. The shares of nominees may also be defined by the subscriber.

8. Transfer Of Account in PPF Account

The account can be transferred to other branches/ other banks or Post Offices and vice versa upon request by the subscriber. The service is free of charges.

9. Premature Payment in PPF Account

Premature payment is allowed only after the account or the account of the minor account holder of whom he/she is the guardian has completed five financial years, where:

a) The amount is required for the treatment of serious ailments or life threatening diseases of the Account holder, spouse or dependent children or parents, on production of supporting documents from competent medical authority;

b) That the amount is required for higher education of the account holder or the minor account holder, on production of documents and fee bills in confirmation of admission in a recognized institute of higher education in India & abroad.


As per Ministry of Finance Notification number GSR1237(E) dated 3.10.17, PPF accounts of resident Indians who became NRIs during the currency of the maturity period , would be deemed closed from the date from which the account holder became an NRI. However, this rule has now been put in abeyance (as per Govt OM no. F/01/10/2016-NS dated 23.02.18) and NRIs can continue to hold PPF accounts as before.

Disclaimer : PPF (Amendment Scheme) 2016 and other Small Savings schemes are implemented by National Savings Institute, under Ministry of Finance. Patrons are requested to visit their site for latest instructions regarding these schemes.
No comments :

No comments :

Post a Comment

You Can Write Your Problem Here